Prepare for disasters in advance
Hurricane season for 2013 starts in less than a month. Preparing in advance may take more time than we have before the next hurricane. Or you may have a couple of years before the next major...
View ArticleInsurance Company Financial Stability
Insurance companies are rated for financial strength. Why does that matter? Insurance is a promise to pay future losses. If the company does not have a future, no payments. And some losses are going...
View ArticleFlood Insurance – Hurricane Season Coming Soon
The National Flood Insurance Program (NFIP) sent us this warning/outlook for flood insurance 2013. In summary, another tough hurricane season forecast, which means more flooding. And flood...
View ArticleInsurance and Employment Law – Outsourcing
What happens when you outsource jobs? There are benefits to outsourcing in the right circumstances. But what problems can come up and what should you do to protect your business? If the workers are...
View ArticleWho owns your company’s data? How do you make sure?
You own your data, but you have to take steps to make sure you can control it, both legally and in the cyber world. Do your employees use only devices your company owns? Have they acknowledged that...
View ArticleLimitations on CGL coverage for Pollution
In a harder market, insurance carriers raise prices. That’s pretty obvious. They also restrict classes of business they write, and tighten underwriting for new and existing clients. Less obviously,...
View ArticleTropical Storm headed toward you?
Insurance companies prohibit adding or starting property coverage when named storms approach. A tropical storm is approaching the Atlantic coast of the US. If you want property coverage, if your...
View ArticleFlood Insurance Maps in New Jersey
Flood insurance takes 30 days to put into effect. So start now if you want it when you need it. Try our site for quotes. Click here, fill in what you can, and we will help you get a quote. (Remember...
View ArticleApplying for Data Breach/Cyber Liability Protection
Data Breach, Cyber Liability, rising issues, increasing danger to your company, changing insurance requirements. Here are some of the questions you have to answer to have insurance protection; and they...
View ArticleCyber Security, Mobil Devices – Threats and Insurance
We have now seen, month after month, one major company after another suffering data breaches. You would think that people would have gotten the message about the dangers of cyber penetration and other...
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